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Climate Change Considerations when Buying a Home
Aug 1

Aug 1 Climate Change Considerations when Buying a Home

David Stroud
Risk, Real Estate, Home Selling, Homebuying

Here are some tips on how to reduce the risk to one of your largest investments.

Home Improvements That Add Value
Jul 31

Jul 31 Home Improvements That Add Value

David Stroud
Risk, Real Estate

How to get the most bang for your buck when planning home improvement projects.

Choosing Between Variable and Fixed Mortgage Rates in Canada
Jul 28

Jul 28 Choosing Between Variable and Fixed Mortgage Rates in Canada

David Stroud
Forecast, Homebuying, Mortgages, Rates, Risk, Real Estate

How to make an informed mortgage decision that aligns with your needs and objectives.

How Could Canada Avoid a Recession?
Jul 26

Jul 26 How Could Canada Avoid a Recession?

David Stroud
Mortgages, Rates, Real Estate, Risk

Despite facing headwinds, several factors could help Canada avoid a recession.

Update: Canada Bans Foreign Buyers
Jul 25

Jul 25 Update: Canada Bans Foreign Buyers

David Stroud
Real Estate

The foreign buyer ban has now been in place for six months. Is it working as intended?

Chances of a Canadian Recession in 2023 or 2024
Jul 21

Jul 21 Chances of a Canadian Recession in 2023 or 2024

David Stroud
Forecast, Mortgages, Rates, Real Estate

Early warning signals have been flashing red since last November. Will it be a hard or soft landing? What can you do to protect yourself?

Government Proposes Changes to Mortgages that Create Moral Hazard
Jul 19

Jul 19 Government Proposes Changes to Mortgages that Create Moral Hazard

David Stroud
Mortgages, Rates, Risk, Real Estate

The government has proposed changes to mortgage rules that could create moral hazard. This means that borrowers may be more likely to take on more debt, knowing that they will be able to get out of their payments if they run into trouble. This would be an injustice to financially prudent Canadians who rent or did not overextend themselves.

Canadian Interest Rate Forecast: What to Expect in 2023 and Beyond
Jul 18

Jul 18 Canadian Interest Rate Forecast: What to Expect in 2023 and Beyond

David Stroud
Forecast, Mortgages, Rates, Risk

The Rising Cost of Borrowing: What You Need to Know About Interest Rates in 2023 and 2024

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